Cash flow
What remains each month after estimated vacancy, operating costs, reserves, and the mortgage payment.
Run the numbers before you fall for the listing.
A fast first-pass rental analysis for cash flow, returns, and what the deal could look like in ten years.
Quick screen, not a full underwriting.
Use it to decide which properties deserve a closer look.
Use it to decide which properties deserve a closer look.
Property numbers
Purchase & loan
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Income & operating costs
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Projection assumptions
Smart defaults for a quick screen. Change them if your market calls for it.
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Ten-year outlook
Projected gain combines cumulative cash flow with equity above your initial cash invested. It’s a planning view—not a promise.
Projected gain by year 10$0
PROJECTED GAIN
| Year | Monthly rent | Annual cash flow | Property value | Loan balance | Owner equity | Projected gain |
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Cap rate
Annual net operating income divided by purchase price. It compares the property itself before financing.
Cash-on-cash return
Annual cash flow divided by upfront cash: down payment plus estimated closing costs.
Estimates exclude income taxes, depreciation, utilities, leasing fees, renovation costs, and sale costs. Confirm assumptions with local professionals before making an offer.